Drug Costs

With my recent transition from salaried employee to contract worker, I experienced a drop in my health care benefits. Actually, I wouldn't even call my new plan health insurance so much as bankruptcy protection in the event something extremely tragic happens to me. Good thing it's cheap.

It has forced me to do a little research on how to cut my prescription drug costs, and one of those discoveries is pretty big: Costco doesn't require that you have a membership to use their pharmacy. This can lead to big savings without you even having to shell out $45 for a membership.

Check their online prices to see if you can save by switching your prescriptions over. Prices are generally the same in-store.